Phillip Heinley Mortgage Consulting
  • Home
  • Services
  • Purchasing
    • Down Payment
    • How to Shop
    • Seller Concessions
  • Refinance
    • Benefits
    • Loan Terms
  • Types of Loans
    • Non-QM
    • HELOC
    • Home Equity Loan
    • Fixed HELOC
  • Required Documents
  • Homeowner's Insurance
  • More
    • Home
    • Services
    • Purchasing
      • Down Payment
      • How to Shop
      • Seller Concessions
    • Refinance
      • Benefits
      • Loan Terms
    • Types of Loans
      • Non-QM
      • HELOC
      • Home Equity Loan
      • Fixed HELOC
    • Required Documents
    • Homeowner's Insurance
Phillip Heinley Mortgage Consulting
  • Home
  • Services
  • Purchasing
    • Down Payment
    • How to Shop
    • Seller Concessions
  • Refinance
    • Benefits
    • Loan Terms
  • Types of Loans
    • Non-QM
    • HELOC
    • Home Equity Loan
    • Fixed HELOC
  • Required Documents
  • Homeowner's Insurance

what are the benefits of refinancing?

lowers your interest rate

Lowers the monthly payment

Lowers the monthly payment

Refinancing can reduce your rate, which may lower your monthly payment and save thousands over the life of the loan.

Lowers the monthly payment

Lowers the monthly payment

Lowers the monthly payment

Even if the rate isn't drastically lower, extending the loan term or removing mortgage insurance can reduce the payment.

Cash Out Refinance

Lowers the monthly payment

Cash Out Refinance

A cash out "refi" allows homeowners to take equity out as cash for things like: Home renovation, paying off high interest debts, college tuition, major expenses or investments.

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Adaxa Home

NMLS #2380533

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