Do you have a low interest rate but you need to access equity? Consider a HEL!
This is a lump sum of cash given to you with a fixed principal and interest payment.
Unlike a HELOC, this is a one-time lump sum of money that you can not draw from in the future.
Most clients take a HEL and pay off high interest debts. Instead of 6 monthly bills at a high rate you now have one bill at a much lower rate.
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