Phillip Heinley Mortgage Consulting
  • Home
  • Services
  • Purchasing
    • Down Payment
    • How to Shop
    • Seller Concessions
  • Refinance
    • Benefits
    • Loan Terms
  • Types of Loans
    • Non-QM
    • HELOC
    • Home Equity Loan
    • Fixed HELOC
  • Required Documents
  • Homeowner's Insurance
  • More
    • Home
    • Services
    • Purchasing
      • Down Payment
      • How to Shop
      • Seller Concessions
    • Refinance
      • Benefits
      • Loan Terms
    • Types of Loans
      • Non-QM
      • HELOC
      • Home Equity Loan
      • Fixed HELOC
    • Required Documents
    • Homeowner's Insurance
Phillip Heinley Mortgage Consulting
  • Home
  • Services
  • Purchasing
    • Down Payment
    • How to Shop
    • Seller Concessions
  • Refinance
    • Benefits
    • Loan Terms
  • Types of Loans
    • Non-QM
    • HELOC
    • Home Equity Loan
    • Fixed HELOC
  • Required Documents
  • Homeowner's Insurance

home equity loan

Do you have a low interest rate but you need to access equity? Consider a HEL!

Why HEL?

This is a lump sum of cash given to you with a fixed principal and interest payment. 


Unlike a HELOC, this is a one-time lump sum of money that you can not draw from in the future.


Most clients take a HEL and pay off high interest debts. Instead of 6 monthly bills at a high rate you now have one bill at a much lower rate. 

  • Terms and Conditions
  • Privacy Policy

Adaxa Home

NMLS #2380533

Copyright © 2026 Phillip Heinley Mortgage Consulting - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept