Phillip Heinley Mortgage Consulting
  • Home
  • Services
  • Purchasing
    • Down Payment
    • How to Shop
    • Seller Concessions
  • Refinance
    • Benefits
    • Loan Terms
  • Types of Loans
    • Non-QM
    • HELOC
    • Home Equity Loan
    • Fixed HELOC
  • Required Documents
  • Homeowner's Insurance
  • More
    • Home
    • Services
    • Purchasing
      • Down Payment
      • How to Shop
      • Seller Concessions
    • Refinance
      • Benefits
      • Loan Terms
    • Types of Loans
      • Non-QM
      • HELOC
      • Home Equity Loan
      • Fixed HELOC
    • Required Documents
    • Homeowner's Insurance
Phillip Heinley Mortgage Consulting
  • Home
  • Services
  • Purchasing
    • Down Payment
    • How to Shop
    • Seller Concessions
  • Refinance
    • Benefits
    • Loan Terms
  • Types of Loans
    • Non-QM
    • HELOC
    • Home Equity Loan
    • Fixed HELOC
  • Required Documents
  • Homeowner's Insurance

Required Documents

With your paperwork ready, we can immediately begin locking in the best rates for you!

Here's What You'll Need:

W-2 employee

  • (2) Recent Paystubs
  • Your last (2) years of W-2s

*If you receive Overtime, Bonus' or Commission for (2) years, we will need your year end paystub for the last (2) years.

Retired

  • Your recent 1099R or Award Letter

Social Security

  • Your 1099 or a Recent Paystub

Self Employed

For 5+ Years:

  • Your Appropriate Recent Tax Returns

For Less Than 5 Years:

  • Your Recent (2) Years of Tax Returns

Do your returns show you had a loss? 

  • Then lets look at a bank statement loan. We require a minimum of 12 months personal or business bank statements.

  • Terms and Conditions
  • Privacy Policy

Adaxa Home

NMLS #2380533

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